By: Samfiru Tumarkin
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In Your Corner Radio – Sunday, April 28th 2019
ON THIS EPISODE:
► 0:31 – Email from a listener suffering a psychiatric issue. His LTD insurer has told him he will be cut off due to the influence of his employer.
► 2:32 – A client with significant physical and mental impairment was denied LTD, she was told be an adjuster she would not be approved unless she could prove she had a severe disability.
► 6:09 – I was denied LTD, my employer told me the could no longer offer me modified work. I was told I should go on short term benefits, then ODSP, and CPP. Now my employer wants to meet with me.
► 12:22 – 3 FACTS ABOUT YOUR LTD: #1 Long-term disability appeals almost never work and are a waste of time.
► 16:03 – 3 FACTS ABOUT YOUR LTD: #2 Insurance sponsored and recommended rehabilitation programs can be a win win for the insurer.
► 19:39 – 3 FACTS ABOUT YOUR LTD: # 3 LTD Insurers are generally skeptical about mental health and psychological disabilities.
► 25:13 – MY DISABILITY QUESTIONS.COM: My son had a nervous breakdown at work last year, he is predisposed to anxiety and depression. The insurance company insists this is a work-related issue and refuse to pay. Is that right?
► 28:32 – HELP@INYOURCORNER.CA: My husband was denied his LTD after a year. This occurred after seeing the insurer’s doctor. His doctor has determined he is still unable to work but the insurance adjuster said he’s “not buying it”.
► 32:36 – HELP@INYOURCORNER.CA: My best friend is struggling with a few medical conditions. He has been a teacher for 20 years and has been denied LTD. His union won’t help him fight the insurance company, can you help?
► 34:07 – HELP@INYOURCORNER.CA: My aunt was crossing an intersection last week and was hit by a car. She is still in the hospital and is an accountant, this is her busiest time of year and we are worried about her business. What do we do?
Discover your rights and the TRUTH about long-term disability and personal injury on In Your Corner. Sivan Tumarkin and James K. Fireman, Disability Lawyers and Partners at Samfiru Tumarkin LLP, joins co-host John Scholes as they guide you through the proper steps to take when your insurance provider cuts off your long-term disability or denies your insurance claim.
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