By: Samfiru Tumarkin
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In Your Corner TV – Season 1 Episode 3
FEATURED ON THIS EPISODE…
► 1:39 – RECENT SUCCESS STORY – A man in his 50s, suffering from mental illnesses and physical issues. He went on long-term disability for over one year. At the two year mark, his long-term disability claim was denied. He appealed the decision, and was denied again.
► 5:50 – A caller from The Employment Hour I have been off work for 3 years. I was on long-term disability for 2 years before being cut off. I’m fighting to get my benefits reinstated. If my health improves at some point, does my employer have to take me back?
► TOP 5 INSURANCE COMPANY WEAKNESSES (That you must know about)
- 9:48 – Adjusters have a large number of files, and don’t know your case inside out
- 11:25 – Insurance companies care about the bottom line only
- 12:43 – Insurance companies rely on a power imbalance. You are vulnerable, and they know it
- 13:56 – Insurance companies focus on fraud and how rampant it is to dissuade legitimate claims
- 15:24 – Insurance companies make many mistakes when adjusting files
► 18:38 – I was initially denied long term disability a year ago and I didn’t do anything about it. I figured there was no point in appealing the denial, which you say all the time. I had 30 days to appeal back then. Do I still have time to do anything about it now, or am I out of luck because I missed the 30 day deadline?
► 23:43 – My brother has PTSD and recently had his long-term disability claim rejected by his insurer because they say that he is not “totally disabled” from working. He appealed and was rejected again. He is a paramedic, which is a very stressful job. I’m worried that he’ll keep getting worse if he continues dealing with this insurance company. What do you think he should do?
► 26:23 – email@example.com – You’ve spoken before about “Bad Faith” damages, or punitive damages, that some disabled individuals may be able to claim from insurance companies who deny legitimate claims. Can you explain this a bit more?
In Your Corner: Disability and Injury Law with Disability Lawyer Sivan Tumarkin and co-host John Scholes. Discover your rights in Ontario and British Columbia on Season 1 Episode 3 of the only long term disability law show on TV in Canada.
Saturdays @ 1pm PT on Global BC
Sundays @ 8:30am ET on Global Ontario
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