By: Samfiru Tumarkin
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In Your Corner TV – Season 1 Episode 2
FEATURED ON THIS EPISODE…
► 1:27 – RECENT SUCCESS STORY – A woman suffering from depression and anxiety had provided a psychologist’s documentation to the insurance company that supported her disability, but was denied a long term disability claim. Sivan explains how he resolved her claim in less than 6 months.
► 4:09 – A caller from EmploymentHour.com: I was cut off Long-Term Disability by the insurance company after 2.5 years, despite the fact a medical specialist said I still needed time off. My employer said if I didn’t return to work, I would be fired. Do I have any recourse against the insurance company or my employer?
► Top 5 Mistakes People Make When Dealing with the Insurance Company/Long Term Disability Insurer
• 10:10 – Assuming that the adjuster’s first priority is you
• 11:20 – Assuming that your insurer will take what your doctors say at face value
• 13:04 – Assuming that once you’re approved for LTD there’s nothing more to be concerned about going forward
• 14:37 – Assuming that your insurance company is ALWAYS right
• 16:44 – Assuming that you are powerless against the insurance company
► 21:03 – My Disability Questions.com – When dealing with long-term disability claims, many people see their claims denied after 2 years. Why is that and can they do anything to get LTD benefits beyond 2 years?
► 25:34 – email@example.com – My girlfriend was denied long-term disability because apparently she didn’t have enough medical information submitted. She’s 47 years old, works as a cop and suffers from PTSD because of a shooting she was involved in over a year ago. Her psychologist says that she needs time off indefinitely at this point and she’s on medications and in weekly therapy. The insurance company wrote to her saying that unless a psychiatrist says that she can’t work she won’t qualify. They won’t tell her why they need a psychiatrist and won’t accept her treating psychologist’s opinion. Should she get a psychiatrist involved at this point?
In Your Corner: Disability and Injury Law with Disability Lawyer Sivan Tumarkin and co-host John Scholes. Discover your rights in Ontario and British Columbia on Season 1 Episode 2 of the only long term disability law show on TV in Canada.
Saturdays @ 1pm PT on Global BC
Sundays @ 8:30am ET on Global Ontario
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