By: Samfiru Tumarkin
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In Your Corner Radio – Saturday, June 15th 2019
ON THIS EPISODE:
The Only Show About LTD Claims in Canada
Why LTD Claim for C7 Radiculopathy Cut Off
A woman suffering from C7 Radiculopathy, or pain in the neck and spine, was cut off from long-term disability. The insurance company told her that they had “already spent enough money on her” claim. Is that a fair comment for them to make?
Can you be FORCED to return to work from LTD?
A 56-year-old former bank employee in B.C. was told by her LTD adjuster told her she must return to work. Her doctors say she is still disabled. Is she still required to try to return to work?
Get Conversations with Insurance Company in Writing!
LTD for Pancreatic Cancer & Waiver of Premium
I’m on long-term disability due to pancreatic cancer. I receive payments from ODSP (Ontario Disability Support Program) and the insurance company. But I have to pay an LTD premium to my employer. Is that legal? What is a ‘Waiver of Premium’?
TEXT: First Responders & LTD Claims for PTSD and Disability
I’m a first responder. Can you share challenges and scenarios related to our long-term disability claims for PTSD and disability.
EMAIL: Elbow Injury from Malfunctioning Elevator
I’m retired. I tripped when getting out of a malfunctioning elevator and fractured my elbow and now have bad arthritis. The insurance company wants to settle. What about a claim for future disability?
How LTD Policies work with ODSP
I’m on LTD and have applied for ODSP. How does that work?
CALLER: Car Accident & Concussion and Back Pain
I was rear-ended by a dump truck and the car was written off. I suffered a concussion and still have back pain. What is my best course of action? What should I do?
Are Workplaces Legally Required to have WSIB or Insurance?
My workplace has no WSIB or insurance for injured workers. It is a daycare. Is that against the law?
Sexual Assault & Appealing LTD Denial
My daughter was a victim of sexual assault 3 years ago and has sought psychiatric treatments. She applied for long-term disability and was denied. She appealed the LTD denial and was denied twice. What are her options now?
LTD Cut Off After Heart Surgery Complications
I’ve been driving truck for over 25 years. I’m 53. I had complications after heart surgery. I couldn’t return to work and was approved for short-term disability. I obtained LTD but was told that I should be able to return to work in a few months.
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